SEVEN STEPS TO
EARTHQUAKE SAFETY
REAL-TIME
FAULTS
WHAT TO EXPECT IN
THE NEXT 30 YEARS
GREAT CALIFORNIA
SHAKEOUT
Each year, the Earthquake Country Alliance brings awareness to earthquake safety through their international event, The ShakeOut. This is a day to review what you need to do if you find yourself in an earthquake and reminds you to: DROP, COVER, & HOLD ON. Join us and many others on October 21, 2021 to know how to be prepared for the next big earthquake!
For more information and to register, click here.
PUTTING DOWN ROOTS IN EARTHQUAKE COUNTRY
For a specific region, please click here.
NORTHERN
CALIFORNIA
SOUTHERN
CALIFORNIA
STAYING SAFE
WHEN IT QUAKES
FAQ
Will there be any additional charges should we experience a loss due to earthquake?
None of our carriers are an assessment policy and will not charge additional fees. However, the California Earthquake Authority (CEA) can charge an additional 20% of the annual premium to their policy holders after a major earthquake.
How financially stable are the insurance companies you represent?
All our carriers are admitted and backed by the California Insurance Guarantee Association (CIGA) up to $500,000 for every policy they write! The CEA is not an admitted carrier in the State of California and therefore is not backed by CIGA. Meaning, they will not have to pay their claims as promised if they become insolvent.
Will my swimming pool be covered under an earthquake policy?
The Carriers we partner with offer the following for Pool Coverage: Aegis and Universal offer up to $25,000, Palomar offers up to $50,000, ICat offers up to $100,000 (depending on policy type), and QBE includes Pool Coverage in their Other Structures Limit with no Sub-Limit! The CEA does not offer any coverage for swimming pools, spas, or hot tubs.
What is the lowest deductible offered?
How much financial damage can an earthquake cause?
Do you recall the Northridge Quake in 1994? This quake left property damage of about $20 Billion. The CEA States that they have over $19+ Billion in claims paying assets. The CEA Disclosure clearly states that if they become insolvent they are not required to pay their claims as promised.
What is Earthquake Retrofitting?
According to EarthquakeSafety.com: “The primary purpose of earthquake retrofitting is to keep your home from being displaced from its concrete foundation — making the building safer and less prone to major structural damage during an earthquake.” To learn more about Earthquake Retrofitting and making sure your home is secure, please click here.