Explore a real-time map showing earthquakes detected within the past hour, day, and week!
WHAT TO EXPECT IN
THE NEXT 30 YEARS
Please click the image above to read information on earthquake forecasting. For more information on earthquakes and hazards, please click here.
Join us and many others on October 18 at 10:18 am to know how to be prepared for the next big earthquake!
For more information and to register, click here.
Will there be any additional charges should we experience a loss due to earthquake?
None of our carriers are an assessment policy and will not charge additional fees. However, the California Earthquake Authority can charge an additional 20% of the annual premium to their policy holders after a major earthquake.
How financially stable are the insurance companies you represent?
All our carriers are admitted and backed by CIGA for up to $500,000 for every policy they write! The CEA is not an admitted carrier in the State of California and therefore is not backed by the California Insurance Guarantee Association (CIGA). Meaning, they will not have to pay their claims as promised if they become insolvent.
Will my swimming pool be covered under an earthquake policy?
I Cat, QBE, Aegis, and Universal offer $25,000 and Palomar offers $50,000 in pool coverage! The CEA does not offer any coverage for swimming pools, spas, or hot tubs.
What is the lowest deductible offered?
Some of our carriers offer deductibles as low as 2%! Whereas, the CEA’s lowest deductible offered is 5%.
How much financial damage can an earthquake cause?
Do you recall the Northridge Quake in 1994? This quake left property damage of about $20 Billion. The CEA States that they have over $15 Billion in claims paying assets. The CEA Disclosure clearly states that if they become insolvent they are not required to pay their claims as promised.
What is Earthquake Retrofitting?
According to EarthquakeSafety.com: “The primary purpose of earthquake retrofitting is to keep your home from being displaced from its concrete foundation — making the building safer and less prone to major structural damage during an earthquake.” To learn more about Earthquake Retrofitting and making sure your home is secure, please click here.
EQ INSURANCE SERVICES CAN ALSO ASSIST WITH COMMERCIAL EARTHQUAKE AND PERSONAL LINE REQUESTS.
Please visit our sister company MVC Insurance Inc. for more information!